Family Expense Manager Privacy

 

Privacy Policy for Family Expense Manager

Effective Date: July 4, 2026

Family Expense Manager us is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application (the "Application").

Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the application.

1. Information Collection and Use

A. Personal Data & Financial Information

  • Offline-First Storage: Your privacy is our top priority. Family Expense Manager is an offline-first application. All your financial data, including income, expenses, accounts, budgets, and committee ledgers, is stored locally on your device using a secure local database (Room SQLite). We do not upload your financial transactions to any external servers.

B. Device Permissions Requested

To provide our smart features, the Application requires access to certain device capabilities:

  • Camera / Photos (OCR Receipt Scanner): Used solely to scan receipts and automatically extract expense data using on-device machine learning (ML Kit). Images are processed locally and are not transmitted to our servers.

  • Microphone / Audio Recording (AI Voice Entry): Used exclusively to allow you to record expenses using your voice via speech-to-text functionality (RecognizerIntent). Audio data is processed instantly and is not saved or shared.

  • Biometric Hardware (Biometric Lock): Used to secure your application via Fingerprint or Face ID. This authentication is handled entirely by the Android operating system; we never access or store your biometric data.

  • Notifications (Bill Reminders): Used to send you local reminders for upcoming bills and subscriptions via WorkManager.

2. Third-Party Services & Data Sharing

While the core app operates offline, we utilize trusted third-party SDKs for monetization and analytics, which may collect limited data as described below:

  • Google AdMob: We use AdMob to display banner and interstitial ads. AdMob may collect device identifiers, location data (to serve relevant ads), and tracking data in accordance with Google's Privacy Policy. You can opt out of personalized ads through your device settings.

  • Google Play Billing (In-App Purchases): If you purchase the premium version to remove ads, the transaction is securely handled by the Google Play Billing Library. We do not collect or store your credit card or bank account details.

3. Data Retention and Security

Since your data is stored locally on your device, the security of your data largely depends on your device's security. We implement Biometric and PIN locks within the app to prevent unauthorized local access. If you delete the Application, all locally stored data will be permanently deleted.

4. Children’s Privacy

Our Application is intended for a general audience (primarily families and adults managing finances) and is not directed to children under the age of 13. We do not knowingly collect personal information from children.

5. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by updating the "Effective Date" at the top of this page and updating the policy link inside the app store.

6. Contact Us

If you have any questions or suggestions about this Privacy Policy, please contact us at:

  • Email: info.aberp@gmail.com

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